What does Cigna pay for CPT 99203 in Colorado?

Based on Cigna's published Transparency in Coverage file, the median in-network office rate for CPT 99203 in Colorado is $141.66, with most rates falling between $116.88 and $171.88. This is drawn from 419 negotiated rates in the file.

How does that compare to Medicare?

Medicare's non-facility (office) allowed amount for CPT 99203 in Colorado is about $120.80. Cigna's median of $141.66 is roughly 117 percent of the Medicare rate.

If Cigna pays you below $141.66 for CPT 99203 in Colorado, you are being paid less than the middle of what they pay across the market. That does not automatically mean the contract is bad, but it usually means there is room to ask for more. A fee-schedule review will tell you where you stand.

What Cigna Pays for CPT 99203 in Colorado

New patient office visit, low complexity. Office place of service. Straight from Cigna's own Transparency in Coverage file.

Median $141.66

117% of Medicare

419 rates

Office setting

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300+ Practices

Median rate

$141.66

across 419 published rates

Typical range

$116.88

25th percentile

$171.88

75th percentile

vs Medicare

117%

Medicare pays $120.80

What each payer pays for 99203 in Colorado

Same code, same office setting, same state. Every figure comes from that payer’s own Transparency in Coverage file.

UnitedHealthcare

Choice Plus national network (August 2026 TiC file)

$146.28

121% of Medicare

$123.81 to $178.50 middle range · 653 ratesDetail

Cignathis page

Open Access Plus national network (August 2026 TiC file)

$141.66

117% of Medicare

$116.88 to $171.88 middle range · 419 rates

Medicare

Non-facility allowed amount, Colorado

$120.80

These payers do not structure their files identically, so read the methodology before treating any single figure as your rate.

When a Colorado practice bills Cigna for CPT 99203, the file shows a median negotiated office rate of $141.66. Half of the rates in the file sit above that number and half below, and most cluster between $116.88 and $171.88. Against the Medicare office rate of $120.80 for the same code and state, the median lands at about 117 percent of Medicare.

The spread matters as much as the median. A wide gap between the 25th and 75th percentile means Cigna pays very differently for the same work depending on who negotiated the contract. If you are near the bottom of that range, the payer is already paying other Colorado practices more for identical claims, which is exactly the argument that moves a fee-schedule negotiation.

Rate Reality Check

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What Cigna pays you for 99203 (per claim)

$116.88 (25th)$141.66 (median)$171.88 (75th)

Based on 419 published rates. Medicare pays about $120.80 here.

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CPT 99203 coding and billing All Cigna rates How we build these numbers Fee-schedule negotiation

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