What otolaryngology actually earns in Illinois

Not the sticker rates: what UnitedHealthcare and Cigna have really negotiated for the codes your practice bills, turned into dollars per year for a working case mix, from the payers’ own federal transparency filings.

3 codes2,249 negotiated rates behind the mediansOffice place of serviceReporting period 2026-08-01

What this means in dollars per year

Seeded with typical solo-provider volumes for otolaryngology in Illinois. Edit the volumes to match your practice; every figure recalculates.

Cigna$412,903 / yr at median

Contract spread: $167,672 at the 25th percentile to $581,869 at the 75th

UnitedHealthcare$380,864 / yr at median

Contract spread: $334,051 at the 25th percentile to $469,258 at the 75th

Medicare pays $430,885 for the same year of work (3 of 3 codes have published Medicare rates).

Payer gap, same work

$32,039 / yr

Cigna’s published medians against UnitedHealthcare’s for this exact case mix. Which panels you prioritise is a revenue decision.

Negotiation room

$414,196 / yr

The swing between a bottom-quartile and top-quartile Cigna contract on this case mix. Practices at both ends bill the same codes; the difference is the contract, and contracts get renegotiated.

Figures use each payer’s published negotiated rates from federal Transparency in Coverage files, office place of service, and your volumes above. Published rates are benchmarks, not a guarantee of any practice’s contract.

Negotiate where the room is

The widest contract spreads here are 99214 ($145.58 per visit between quartiles), 99215 ($132.09 per visit between quartiles) and 99213 ($91.63 per visit between quartiles). Wide spread means payers demonstrably sign at very different rates, which makes those codes the renegotiation targets.

Treat below-Medicare as a decision

2 of 3 codes here pay under Medicare even at the best published median. A commercial contract below Medicare is not a billing problem to fix; it is a panel worth repricing or reconsidering.

Audit posting against these

Pull last month’s remittances for these codes and compare the allowed amounts to the medians below. Paid consistently under the 25th percentile means either a weak contract or a fee schedule loaded wrong, and both are findable in an afternoon.

Code by code

CPTUnitedHealthcareCignaMedicareBest vs MedicareRoom per visit
99215$167.61$220.67$196.01113%$132.09
99214$123.92$129.89$137.8494%$145.58
99213$84.52$88.70$96.4492%$91.63

Medians per code, office place of service. “Room per visit” is the spread between the 25th and 75th percentile of real signed contracts at the widest payer, the range practices like yours actually landed in. Method at our rates methodology.

2 of these 3 codes pay below Medicare in Illinois even at the best published median. If your contract sits under these figures, the gap is contractual rather than a billing problem, and no amount of clean claims closes it.

Want the same math run on your actual remittances?

We compare what your payers allowed last quarter against these published rates, code by code, and tell you which contracts are underpaying and by how much. No charge, no commitment.

Check your rates

These are negotiated rates, not payments. What reaches your account also depends on eligibility, medical necessity, bundling edits and whether the claim survives adjudication. Half the contracts in Illinois sit above the medians shown and half below; which half you are in is your contract, and contracts move.