Telehealth Billing Services in New Jersey

New Jersey's telehealth practices face unique billing challenges shaped by Horizon Blue Cross Blue Shield of New Jersey's commercial rules, NJ FamilyCare requirements, and Novitas Solutions (Jurisdiction L) Medicare policies. Our AAPC-certified coders specialize in both NJ payer rules and telehealth coding complexity.

AAPC Certified
NJ Payer Expert
Telehealth Specialists
2.49% Rate
Last reviewed: May 2026Reviewed by the Go Medical Billing Editorial TeamAAPC-certified coders
30,000+NJ Physicians
2.49%Starting Rate
5Medicaid MCOs
98%+Clean Claim Rate

Why New Jersey Telehealth Practices Need Specialized Billing

New Jersey's healthcare market includes 30,000+ physicians, and telehealth practices here face a payer market dominated by Horizon Blue Cross Blue Shield of New Jersey on the commercial side and NJ FamilyCare on the public payer side. Medicare claims are processed through Novitas Solutions (Jurisdiction L), which applies its own Local Coverage Determinations that directly affect telehealth procedure coverage and medical necessity requirements. Generic billing teams without NJ specific knowledge leave revenue on the table.

Telehealth billing itself is complex. Telehealth billing requires precise modifier and place-of-service coding that varies by payer and state. The distinction between POS 02 (telehealth facility) and POS 10 (telehealth patient home) affects reimbursement rates. Modifier 95 designates real-time audio/video services, while modifier 93 covers audio-only visits. Remote patient monitoring codes 99453-99458 and telephone E/M codes 99441-99443 add further billing opportunities that many practices miss entirely. When you combine this coding complexity with New Jersey's specific payer rules, authorization requirements, and 5 NJ FamilyCare managed care plans that each have their own billing rules, you need a team that understands both dimensions. Go Medical Billing provides that expertise at 2.49% of collections, serving telehealth practices from Newark to Camden and across New Jersey.

2026 New Jersey Medicare Allowables for Telehealth CPT Codes

These are the 2026 Medicare allowable amounts for telehealth CPT codes in New Jersey, processed under Novitas Solutions (Jurisdiction L). Allowables are locality-adjusted, so NJrates differ from other states — the highest-value telehealth code below pays $147.71 non-facility here. Compare any code across states with our Medicare fee calculator by state.

Code
Description
Non-Facility
Facility
Online digital E/M service, 5-10 minutes
$17.02
$11.76
Online digital E/M service, 11-20 minutes
$33.30
$23.90
Online digital E/M service, 21+ minutes
$52.84
$37.43
Telephone E/M service, 5-10 minutes
$14.78
$11.02
Telephone E/M service, 11-20 minutes
$26.93
$21.30
Telephone E/M service, 21-30 minutes
$37.22
$30.82
Remote patient monitoring, first 20 minutes
$56.72
$28.14
Remote patient monitoring, each additional 20 minutes
$45.05
$28.14
Established office visit (bill with modifier 95 for video telehealth)
$103.82
$61.32
Established office visit (bill with modifier 95 for video telehealth)
$147.71
$90.17

Source: 2026 Medicare Physician Fee Schedule, NJ locality (Novitas Solutions (Jurisdiction L)). Commercial Horizon Blue Cross Blue Shield of New Jersey rates typically run above these benchmarks; NJ FamilyCare rates run below. Figures for reference, not a guarantee of payment.

The New Jersey Market Context for Telehealth Practices

New Jersey has about 30,000 physicians packed into one of the densest healthcare markets in the country, with most of the population concentrated in the corridor between New York City and Philadelphia. The state's Medicaid program (NJ FamilyCare) restructured its plan lineup in January 2024. WellCare became Fidelis Care, Amerigroup became Wellpoint, and the program now runs through five MCOs total. Horizon Blue Cross Blue Shield is the largest commercial carrier statewide and also operates Horizon NJ Health on the Medicaid side. The state has its own Out-of-Network Consumer Protection Act that pre-dated the federal No Surprises Act and includes mandatory arbitration for surprise bills. Northern New Jersey practices often see the same patients move between NJ and NY networks, which adds coordination of benefits complexity that most other states do not have to the same degree.

New Jersey-specific factors that shape telehealth reimbursement: New Jersey's 2018 Out-of-Network Consumer Protection Act made it one of the first states to require binding arbitration for surprise out-of-network bills, three years before the federal No Surprises Act.; Horizon Blue Cross Blue Shield of New Jersey is the only BCBS plan in the state and has been a public mutual since the state legislature blocked its proposed for-profit conversion in 2020.; RWJBarnabas Health is one of the few health systems with a direct joint venture with Rutgers, the state university, creating a single academic medical system across both clinical and research operations.. Our NJ coders build these into every telehealthclaim — see how this works alongside our New Jersey medical billing and telehealth billing teams.

New Jersey Payer Challenges for Telehealth

Every NJ payer has specific rules for telehealth claims. Here's how we navigate them.

Horizon Blue Cross Blue Shield of New Jersey Telehealth Claims

Horizon Blue Cross Blue Shield of New Jersey processes the largest share of New Jersey commercial telehealth claims. We know their NJ specific fee schedules, prior authorization requirements for telehealth procedures, and their appeal timelines when claims are denied. POS 02 reimburses at facility rates while POS 10 reimburses at non-facility rates — choosing incorrectly reduces reimbursement by 15-30%.

NJ FamilyCare Telehealth Billing

NJ FamilyCare routes telehealth patients through 5 managed care plans: Horizon NJ Health (Horizon BCBS), Aetna Better Health of New Jersey, Fidelis Care (formerly WellCare), and 2 more. Each MCO has its own telehealth authorization and billing rules that we manage.

Medicare (Novitas Solutions (Jurisdiction L)) Telehealth Coverage

Novitas Solutions (Jurisdiction L) processes Medicare telehealth claims in New Jersey with its own Local Coverage Determinations. We navigate Novitas Solutions (Jurisdiction L)'s policies around modifier 95 vs 93 requirements to prevent medical necessity denials.

Denial Prevention for New Jersey Telehealth

Common telehealth denials in New Jersey include pos 02 reimburses at facility rates while pos 10 reimburses at non-facility rates — choosing incorrectly reduces reimbursement by 15-30% and synchronous audio/video visits use modifier 95, audio-only visits use modifier 93, and payers vary on which they accept. Our team catches these issues before submission and appeals aggressively with NJ payer-specific documentation when denials occur.

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What We Handle for New Jersey Telehealth Practices

POS code and modifier assignment for all telehealth visits
Audio-only billing with modifier 93 compliance
Remote patient monitoring coding (99453-99458)
Telephone E/M coding (99441-99443)
State parity law tracking and enforcement
Cross-state licensing verification
Telehealth credentialing with payers
Asynchronous (store-and-forward) billing

New Jersey Telehealth Billing Cost Comparison

Hiring an in-house biller with telehealth expertise in New Jersey costs $42K-$58K annually in salary alone. Add benefits, software, clearinghouse fees, and office space, and the true cost is even higher. At 2.49% of collections, Go Medical Billing provides an entire team of AAPC-certified telehealth coders and NJ payer specialists for a fraction of that cost.

$42K-$58K

In-House Biller Salary

+ benefits, software, space

2.49%

Go Medical Billing Rate

Full team, all services included

60-80%

Typical Cost Reduction

With better results

Frequently Asked Questions

All major NJ payers: Horizon Blue Cross Blue Shield of New Jersey, Aetna, Cigna, UnitedHealthcare, AmeriHealth New Jersey, Oscar Health, NJ FamilyCare (including Horizon NJ Health (Horizon BCBS), Aetna Better Health of New Jersey, Fidelis Care (formerly WellCare)), and Medicare through Novitas Solutions (Jurisdiction L). If a payer accepts telehealth patients in New Jersey, we submit and follow-up on claims with them.
The most frequent telehealth denials we see from NJ payers include pos 02 reimburses at facility rates while pos 10 reimburses at non-facility rates — choosing incorrectly reduces reimbursement by 15-30%, synchronous audio/video visits use modifier 95, audio-only visits use modifier 93, and payers vary on which they accept, 40+ states have telehealth parity laws, but each defines parity differently — some cover payment parity, others only coverage parity. Our team catches these before submission by applying both telehealth coding expertise and NJ payer-specific rules to every claim.
NJ FamilyCare routes telehealth patients through 5 managed care plans: Horizon NJ Health (Horizon BCBS), Aetna Better Health of New Jersey, Fidelis Care (formerly WellCare), UnitedHealthcare Community Plan, Wellpoint New Jersey (formerly Amerigroup). Each MCO has its own telehealth authorization requirements, fee schedules, and billing rules. We credential and bill with all of them so your telehealth practice gets paid correctly.
Most NJ telehealth practices are fully transitioned within two to three weeks. We connect to your EHR, learn your telehealth workflows, and start submitting claims to Horizon Blue Cross Blue Shield of New Jersey, NJ FamilyCare, Medicare, and all your NJ payers with no downtime.

Fix Your New Jersey Telehealth Billing

Call 888-701-6090 for a free billing assessment specific to your NJ telehealth practice. We'll show you where revenue is leaking and how to fix it.